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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,874 | $175,231-9.3% | $149,696+6.1% | $139,466+13.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 11.98% | 166.77%-154.8pp | 134.46%-122.5pp | 373.66%-361.7pp |
| Employer contribution / active EE | $12,161 | $5,478+122.0% | $4,821+152.3% | $4,754+155.8% |
| Participant deferral / active EE | $9,508 | $6,521+45.8% | $5,682+67.3% | $6,712+41.7% |
| Admin fee / account holder | $6,526 | $16,155-59.6% | $13,212-50.6% | $11,409-42.8% |