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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,924 | $202,342-57.0% | $172,753-49.7% | $152,909-43.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 16.94% | 1029.88%-1012.9pp | 803.00%-786.1pp | 345.46%-328.5pp |
| Employer contribution / active EE | $8,908 | $5,857+52.1% | $5,144+73.2% | $4,764+87.0% |
| Participant deferral / active EE | $6,856 | $5,948+15.3% | $5,198+31.9% | $5,851+17.2% |
| Admin fee / account holder | $1,488 | $17,112-91.3% | $13,956-89.3% | $11,601-87.2% |