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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,488 | $48,314-36.9% | $67,561-54.9% | $80,925-62.3% |
| Participation rate | 37.0% | 66.4%-29.4pp | 72.9%-35.9pp | 67.7%-30.6pp |
| Annual return | 21.38% | 18.28%+3.1pp | 3525.44%-3504.1pp | 35.65%-14.3pp |
| Employer contribution / active EE | $1,441 | $2,022-28.7% | $2,735-47.3% | $2,756-47.7% |
| Participant deferral / active EE | $2,519 | $2,927-13.9% | $4,003-37.1% | $4,299-41.4% |
| Admin fee / account holder | $0 | $3,690-100.0% | $4,006-100.0% | $6,940-100.0% |