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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,964 | $46,534-52.8% | $64,097-65.7% | $75,177-70.8% |
| Participation rate | 22.5% | 65.9%-43.4pp | 72.3%-49.8pp | 67.2%-44.7pp |
| Annual return | 47.03% | 26.07%+21.0pp | 33.75%+13.3pp | 160.75%-113.7pp |
| Employer contribution / active EE | $1,958 | $1,976-0.9% | $2,750-28.8% | $2,671-26.7% |
| Participant deferral / active EE | $1,891 | $2,835-33.3% | $3,881-51.3% | $4,126-54.2% |
| Admin fee / account holder | $0 | $2,957-100.0% | $3,070-100.0% | $5,651-100.0% |