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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,740 | $71,873+122.3% | $86,698+84.2% | $68,490+133.2% |
| Participation rate | 40.5% | 72.2%-31.7pp | 76.6%-36.0pp | 67.9%-27.4pp |
| Annual return | -16.67% | 3.54%-20.2pp | 35.96%-52.6pp | -7.85%-8.8pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,216 | $3,779-41.4% | $4,656-52.4% | $4,028-45.0% |
| Admin fee / account holder | $1,042 | $6,110-83.0% | $7,492-86.1% | $5,403-80.7% |