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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,508 | $86,288+106.9% | $111,306+60.4% | $85,851+107.9% |
| Participation rate | 44.7% | 73.3%-28.7pp | 77.3%-32.6pp | 69.3%-24.6pp |
| Annual return | 11.43% | 19.99%-8.6pp | 54.67%-43.2pp | 318.63%-307.2pp |
| Employer contribution / active EE | $0 | $2,044-100.0% | $2,732-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,092 | $3,641-42.5% | $4,488-53.4% | $3,952-47.1% |
| Admin fee / account holder | $8,043 | $8,189-1.8% | $7,966+1.0% | $6,261+28.5% |