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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,103 | $88,754-93.1% | $81,820-92.5% | $145,877-95.8% |
| Participation rate | 70.0% | 75.1%-5.1pp | 72.4%-2.4pp | 80.3%-10.3pp |
| Annual return | 34.63% | 1031.77%-997.1pp | 777.93%-743.3pp | 551.28%-516.7pp |
| Employer contribution / active EE | $1,051 | $3,085-66.0% | $2,915-64.0% | $4,663-77.5% |
| Participant deferral / active EE | $3,018 | $4,648-35.1% | $4,323-30.2% | $6,691-54.9% |
| Admin fee / account holder | $543 | $8,424-93.6% | $7,391-92.7% | $13,402-95.9% |