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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,090 | $54,357-79.6% | $82,706-86.6% | $68,495-83.8% |
| Participation rate | 91.7% | 63.9%+27.7pp | 72.6%+19.1pp | 67.9%+23.8pp |
| Annual return | -23.16% | -13.67%-9.5pp | 701.76%-724.9pp | -7.84%-15.3pp |
| Employer contribution / active EE | $2,353 | $2,218+6.1% | $3,007-21.8% | $2,596-9.4% |
| Participant deferral / active EE | $4,872 | $3,246+50.1% | $4,394+10.9% | $4,028+21.0% |
| Admin fee / account holder | $591 | $4,396-86.6% | $5,329-88.9% | $5,403-89.1% |