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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,268 | $135,956-85.8% | $123,894-84.4% | $273,972-93.0% |
| Participation rate | 72.7% | 84.1%-11.3pp | 81.4%-8.7pp | 83.0%-10.3pp |
| Annual return | 134.27% | 56.63%+77.6pp | 47.52%+86.8pp | 41.46%+92.8pp |
| Employer contribution / active EE | $4,467 | $5,170-13.6% | $4,617-3.3% | $4,869-8.3% |
| Participant deferral / active EE | $6,521 | $6,343+2.8% | $5,984+9.0% | $5,287+23.3% |
| Admin fee / account holder | $2,217 | $9,817-77.4% | $8,357-73.5% | $10,133-78.1% |