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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,654 | $52,306-5.1% | $69,779-28.8% | $62,881-21.0% |
| Participation rate | 77.3% | 67.2%+10.1pp | 71.8%+5.5pp | 69.3%+8.0pp |
| Annual return | -3.23% | 13.35%-16.6pp | 12.99%-16.2pp | 20.14%-23.4pp |
| Employer contribution / active EE | $1,476 | $1,799-17.9% | $2,338-36.9% | $2,281-35.3% |
| Participant deferral / active EE | $3,560 | $2,395+48.7% | $2,931+21.5% | $3,203+11.2% |
| Admin fee / account holder | $5,347 | $3,691+44.9% | $4,381+22.1% | $4,296+24.5% |