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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,715 | $108,226-89.2% | $77,513-84.9% | $158,950-92.6% |
| Participation rate | 12.5% | 64.4%-51.9pp | 54.2%-41.7pp | 82.0%-69.5pp |
| Annual return | 75.47% | 31.67%+43.8pp | 54.81%+20.7pp | 302.91%-227.4pp |
| Employer contribution / active EE | $0 | $1,325-100.0% | $987-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $881 | $2,456-64.1% | $1,861-52.7% | $5,983-85.3% |
| Admin fee / account holder | $27 | $3,710-99.3% | $2,859-99.1% | $11,248-99.8% |