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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,054 | $84,685-79.9% | $73,836-76.9% | $125,389-86.4% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -22.86% | 3123.80%-3146.7pp | 2268.06%-2290.9pp | 282.24%-305.1pp |
| Employer contribution / active EE | $6,981 | $3,123+123.5% | $2,787+150.4% | $4,866+43.5% |
| Participant deferral / active EE | $11,025 | $3,993+176.2% | $3,583+207.7% | $5,352+106.0% |
| Admin fee / account holder | $624 | $5,694-89.0% | $4,882-87.2% | $9,541-93.5% |