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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,494 | $114,119+69.6% | $107,187+80.5% | $138,895+39.3% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.0%-15.0pp | 79.9%-19.9pp |
| Annual return | 15.47% | 273.21%-257.7pp | 204.55%-189.1pp | 145.39%-129.9pp |
| Employer contribution / active EE | $3,229 | $4,059-20.4% | $3,782-14.6% | $4,194-23.0% |
| Participant deferral / active EE | $11,395 | $5,538+105.8% | $5,096+123.6% | $6,396+78.2% |
| Admin fee / account holder | $3,162 | $10,024-68.5% | $9,162-65.5% | $12,562-74.8% |