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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,259 | $150,447-68.6% | $136,298-65.3% | $147,586-68.0% |
| Participation rate | 72.7% | 84.4%-11.7pp | 81.9%-9.2pp | 82.8%-10.1pp |
| Annual return | 49.43% | 1049.15%-999.7pp | 5156.27%-5106.8pp | 578.59%-529.2pp |
| Employer contribution / active EE | $5,518 | $5,256+5.0% | $4,696+17.5% | $4,876+13.2% |
| Participant deferral / active EE | $12,634 | $6,631+90.5% | $6,247+102.2% | $5,439+132.3% |
| Admin fee / account holder | $1,880 | $10,906-82.8% | $9,244-79.7% | $10,886-82.7% |