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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,706 | $102,595-80.8% | $94,057-79.0% | $154,746-87.3% |
| Participation rate | 64.3% | 76.0%-11.7pp | 73.3%-9.1pp | 80.7%-16.4pp |
| Annual return | 17.02% | 583.42%-566.4pp | 480.62%-463.6pp | 172.34%-155.3pp |
| Employer contribution / active EE | $810 | $3,147-74.3% | $2,933-72.4% | $4,379-81.5% |
| Participant deferral / active EE | $2,006 | $5,118-60.8% | $4,709-57.4% | $6,730-70.2% |
| Admin fee / account holder | $9,332 | $7,736+20.6% | $7,244+28.8% | $14,365-35.0% |