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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,540 | $148,623-39.1% | $135,974-33.4% | $139,466-35.1% |
| Participation rate | 72.7% | 83.9%-11.1pp | 81.9%-9.2pp | 80.3%-7.6pp |
| Annual return | 17.26% | 79.30%-62.0pp | 68.30%-51.0pp | 373.66%-356.4pp |
| Employer contribution / active EE | $3,305 | $5,246-37.0% | $4,859-32.0% | $4,754-30.5% |
| Participant deferral / active EE | $11,756 | $8,103+45.1% | $7,760+51.5% | $6,712+75.2% |
| Admin fee / account holder | $461 | $12,406-96.3% | $10,767-95.7% | $11,409-96.0% |