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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,268 | $138,076-85.3% | $123,553-83.6% | $135,380-85.0% |
| Participation rate | 69.2% | 84.7%-15.5pp | 82.3%-13.1pp | 82.6%-13.4pp |
| Annual return | -12.65% | 153.70%-166.4pp | 119.21%-131.9pp | 519.81%-532.5pp |
| Employer contribution / active EE | $1,073 | $5,152-79.2% | $4,628-76.8% | $4,779-77.6% |
| Participant deferral / active EE | $6,647 | $6,800-2.2% | $6,426+3.4% | $5,609+18.5% |
| Admin fee / account holder | $140 | $10,917-98.7% | $9,284-98.5% | $10,828-98.7% |