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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,709 | $82,674-87.0% | $125,381-91.5% | $68,486-84.4% |
| Participation rate | 92.3% | 75.1%+17.3pp | 82.4%+9.9pp | 67.9%+24.4pp |
| Annual return | -17.54% | -5.97%-11.6pp | 572.31%-589.8pp | -7.85%-9.7pp |
| Employer contribution / active EE | $1,297 | $3,382-61.6% | $4,815-73.1% | $2,597-50.0% |
| Participant deferral / active EE | $2,736 | $6,111-55.2% | $7,448-63.3% | $4,028-32.1% |
| Admin fee / account holder | $709 | $6,277-88.7% | $10,007-92.9% | $5,404-86.9% |