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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,020 | $96,678-75.2% | $86,640-72.3% | $139,466-82.8% |
| Participation rate | 90.0% | 74.4%+15.6pp | 71.7%+18.3pp | 80.3%+9.7pp |
| Annual return | 19.67% | 106.69%-87.0pp | 592.52%-572.9pp | 373.66%-354.0pp |
| Employer contribution / active EE | $2,636 | $3,265-19.3% | $3,024-12.8% | $4,754-44.6% |
| Participant deferral / active EE | $6,874 | $4,837+42.1% | $4,438+54.9% | $6,712+2.4% |
| Admin fee / account holder | $1,777 | $6,410-72.3% | $5,616-68.4% | $11,409-84.4% |