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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,662 | $156,398-92.5% | $147,318-92.1% | $138,895-91.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 20.80% | 78.75%-58.0pp | 70.43%-49.6pp | 145.39%-124.6pp |
| Employer contribution / active EE | $2,008 | $4,853-58.6% | $4,593-56.3% | $4,194-52.1% |
| Participant deferral / active EE | $5,425 | $8,237-34.1% | $7,906-31.4% | $6,396-15.2% |
| Admin fee / account holder | $320 | $14,976-97.9% | $13,708-97.7% | $12,562-97.5% |