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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,784 | $88,702-73.2% | $81,780-70.9% | $145,978-83.7% |
| Participation rate | 66.7% | 75.0%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 16.14% | 1029.12%-1013.0pp | 776.27%-760.1pp | 550.52%-534.4pp |
| Employer contribution / active EE | $3,155 | $3,084+2.3% | $2,914+8.3% | $4,662-32.3% |
| Participant deferral / active EE | $3,962 | $4,645-14.7% | $4,321-8.3% | $6,690-40.8% |
| Admin fee / account holder | $2,431 | $8,414-71.1% | $7,384-67.1% | $13,400-81.9% |