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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,007 | $183,627-30.8% | $155,602-18.4% | $145,978-13.0% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 13.04% | 61.32%-48.3pp | 64.81%-51.8pp | 550.52%-537.5pp |
| Employer contribution / active EE | $9,020 | $5,316+69.7% | $4,675+92.9% | $4,662+93.5% |
| Participant deferral / active EE | $6,403 | $6,466-1.0% | $5,629+13.8% | $6,690-4.3% |
| Admin fee / account holder | $3,652 | $19,327-81.1% | $15,923-77.1% | $13,400-72.7% |