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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,374 | $177,156-70.4% | $147,027-64.4% | $154,746-66.2% |
| Participation rate | 60.0% | 79.4%-19.4pp | 73.7%-13.7pp | 80.7%-20.7pp |
| Annual return | 21.79% | 21.94%-0.1pp | 20.23%+1.6pp | 172.34%-150.5pp |
| Employer contribution / active EE | $1,143 | $4,336-73.6% | $3,626-68.5% | $4,379-73.9% |
| Participant deferral / active EE | $5,363 | $5,797-7.5% | $4,933+8.7% | $6,730-20.3% |
| Admin fee / account holder | $20 | $14,904-99.9% | $12,223-99.8% | $14,365-99.9% |