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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,930 | $115,810-68.1% | $101,271-63.5% | $158,966-76.8% |
| Participation rate | 83.3% | 79.4%+4.0pp | 75.8%+7.5pp | 82.0%+1.4pp |
| Annual return | 4.18% | 56.15%-52.0pp | 46.48%-42.3pp | 302.95%-298.8pp |
| Employer contribution / active EE | $6,239 | $4,175+49.4% | $3,660+70.5% | $4,762+31.0% |
| Participant deferral / active EE | $10,500 | $4,958+111.8% | $4,371+140.2% | $5,983+75.5% |
| Admin fee / account holder | $371 | $7,248-94.9% | $5,948-93.8% | $11,250-96.7% |