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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,197 | $97,761-70.1% | $83,850-65.2% | $135,382-78.4% |
| Participation rate | 83.3% | 80.0%+3.4pp | 76.1%+7.2pp | 82.6%+0.7pp |
| Annual return | -10.58% | 1287.44%-1298.0pp | 850.92%-861.5pp | 519.77%-530.3pp |
| Employer contribution / active EE | $5,436 | $4,222+28.8% | $3,631+49.7% | $4,779+13.8% |
| Participant deferral / active EE | $5,607 | $4,682+19.8% | $4,082+37.4% | $5,6090% |
| Admin fee / account holder | $683 | $6,674-89.8% | $5,478-87.5% | $10,829-93.7% |