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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,500 | $148,629-66.0% | $135,982-62.9% | $139,487-63.8% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 17.60% | 79.33%-61.7pp | 68.32%-50.7pp | 373.84%-356.2pp |
| Employer contribution / active EE | $2,657 | $5,247-49.4% | $4,859-45.3% | $4,755-44.1% |
| Participant deferral / active EE | $6,658 | $8,102-17.8% | $7,760-14.2% | $6,713-0.8% |
| Admin fee / account holder | $352 | $12,406-97.2% | $10,767-96.7% | $11,407-96.9% |