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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,168 | $165,399-86.6% | $149,745-85.2% | $158,982-86.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 63.38% | 348.34%-285.0pp | 276.72%-213.3pp | 302.99%-239.6pp |
| Employer contribution / active EE | $3,365 | $5,105-34.1% | $4,646-27.6% | $4,763-29.3% |
| Participant deferral / active EE | $8,931 | $7,183+24.3% | $6,843+30.5% | $5,983+49.3% |
| Admin fee / account holder | $387 | $10,811-96.4% | $9,312-95.8% | $11,252-96.6% |