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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,014 | $210,343-58.6% | $153,476-43.3% | $145,978-40.4% |
| Participation rate | 44.4% | 82.1%-37.7pp | 77.1%-32.6pp | 80.3%-35.8pp |
| Annual return | 11.99% | 13.38%-1.4pp | 15.66%-3.7pp | 550.52%-538.5pp |
| Employer contribution / active EE | $2,178 | $6,047-64.0% | $5,038-56.8% | $4,662-53.3% |
| Participant deferral / active EE | $3,520 | $7,977-55.9% | $6,759-47.9% | $6,690-47.4% |
| Admin fee / account holder | $1,601 | $19,424-91.8% | $12,729-87.4% | $13,400-88.1% |