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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,014 | $210,991-58.8% | $153,741-43.4% | $145,897-40.4% |
| Participation rate | 44.4% | 82.1%-37.7pp | 77.1%-32.7pp | 80.3%-35.9pp |
| Annual return | 11.99% | 13.46%-1.5pp | 15.71%-3.7pp | 552.29%-540.3pp |
| Employer contribution / active EE | $2,178 | $6,057-64.0% | $5,042-56.8% | $4,663-53.3% |
| Participant deferral / active EE | $3,520 | $7,979-55.9% | $6,757-47.9% | $6,689-47.4% |
| Admin fee / account holder | $1,601 | $19,490-91.8% | $12,749-87.4% | $13,390-88.0% |