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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,008 | $239,571-62.4% | $183,328-50.9% | $137,256-34.4% |
| Participation rate | 38.9% | 82.4%-43.5pp | 77.3%-38.4pp | 80.0%-41.1pp |
| Annual return | 17.17% | 35.69%-18.5pp | 29.67%-12.5pp | 220.34%-203.2pp |
| Employer contribution / active EE | $1,413 | $6,148-77.0% | $5,055-72.0% | $4,156-66.0% |
| Participant deferral / active EE | $2,612 | $7,995-67.3% | $6,795-61.6% | $6,407-59.2% |
| Admin fee / account holder | $9,520 | $30,059-68.3% | $21,427-55.6% | $12,270-22.4% |