Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP3 years Service code 15 · EIN 06-1053228 | Recordkeeping | $23,533 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB BANK/TRUST COMPANY Service code 18 · EIN 82-3967259 | Custodial (securities); Shareholder s... | $4,078 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO, INC. Service code 19 | Securities Custodian | $0 |
CHARLES SCHWAB & CO., INC.3 years Service code 18 · EIN 94-1737782 | Custodial (securities); Custodial (ot... | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,827 | $53,932-74.4% | $134,155-89.7% | $90,274-84.7% |
| Participation rate | 36.2% | 60.4%-24.2pp | 72.2%-36.0pp | 73.4%-37.2pp |
| Annual return | 20.27% | 23.16%-2.9pp | 36.34%-16.1pp | 53.97%-33.7pp |
| Employer contribution / active EE | $228 | $1,611-85.9% | $3,705-93.9% | $2,523-91.0% |
| Participant deferral / active EE | $1,238 | $2,432-49.1% | $3,500-64.6% | $4,231-70.7% |
| Admin fee / account holder | $58 | $104-44.5% | $6,685-99.1% | $114-49.6% |