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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,613 | $108,897+47.5% | $100,378+60.0% | $145,877+10.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | -2.43% | 58.17%-60.6pp | 49.41%-51.8pp | 551.28%-553.7pp |
| Employer contribution / active EE | $960 | $4,420-78.3% | $3,942-75.6% | $4,663-79.4% |
| Participant deferral / active EE | $15,000 | $8,455+77.4% | $8,087+85.5% | $6,691+124.2% |
| Admin fee / account holder | $348 | $9,690-96.4% | $7,899-95.6% | $13,402-97.4% |