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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,301 | $97,020-75.0% | $83,327-70.8% | $135,380-82.1% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -15.06% | 12.31%-27.4pp | 10.64%-25.7pp | 519.81%-534.9pp |
| Employer contribution / active EE | $4,175 | $4,144+0.8% | $3,379+23.6% | $4,779-12.6% |
| Participant deferral / active EE | $10,320 | $5,964+73.0% | $5,565+85.4% | $5,609+84.0% |
| Admin fee / account holder | $513 | $8,426-93.9% | $7,540-93.2% | $10,828-95.3% |