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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,416 | $89,259-43.5% | $107,187-53.0% | $82,637-39.0% |
| Participation rate | 63.1% | 67.9%-4.8pp | 75.0%-11.9pp | 68.1%-5.0pp |
| Annual return | 17.25% | 21.02%-3.8pp | 204.55%-187.3pp | 53.51%-36.3pp |
| Employer contribution / active EE | $1,869 | $3,080-39.3% | $3,782-50.6% | $2,552-26.8% |
| Participant deferral / active EE | $4,106 | $4,037+1.7% | $5,096-19.4% | $4,126-0.5% |
| Admin fee / account holder | $1,834 | $7,381-75.2% | $9,162-80.0% | $7,339-75.0% |