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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $53,853 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,777 | $57,541-18.7% | $95,740-51.1% | $75,173-37.8% |
| Participation rate | 98.9% | 62.5%+36.4pp | 72.3%+26.7pp | 67.2%+31.7pp |
| Annual return | 20.23% | 34.93%-14.7pp | 28.41%-8.2pp | 160.72%-140.5pp |
| Employer contribution / active EE | $6,324 | $1,808+249.8% | $2,836+123.0% | $2,671+136.8% |
| Participant deferral / active EE | $12,160 | $3,074+295.6% | $4,244+186.5% | $4,126+194.7% |
| Admin fee / account holder | $387 | $4,099-90.5% | $5,676-93.2% | $5,651-93.1% |