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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,362 | $66,402-36.2% | $109,907-61.5% | $85,847-50.7% |
| Participation rate | 97.3% | 63.9%+33.5pp | 74.2%+23.1pp | 69.3%+28.0pp |
| Annual return | 24.13% | 19.59%+4.5pp | 29.46%-5.3pp | 318.61%-294.5pp |
| Employer contribution / active EE | $3,849 | $1,687+128.1% | $2,844+35.3% | $2,565+50.0% |
| Participant deferral / active EE | $10,212 | $2,842+259.3% | $4,047+152.3% | $3,952+158.4% |
| Admin fee / account holder | $1,987 | $4,557-56.4% | $6,069-67.3% | $6,261-68.3% |