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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,555 | $160,040-87.8% | $147,096-86.7% | $145,877-86.6% |
| Participation rate | 62.5% | 84.0%-21.5pp | 82.2%-19.7pp | 80.3%-17.8pp |
| Annual return | 17.22% | 98.49%-81.3pp | 419.75%-402.5pp | 551.28%-534.1pp |
| Employer contribution / active EE | $2,682 | $5,289-49.3% | $4,936-45.7% | $4,663-42.5% |
| Participant deferral / active EE | $5,733 | $8,429-32.0% | $8,071-29.0% | $6,691-14.3% |
| Admin fee / account holder | $985 | $15,050-93.5% | $13,005-92.4% | $13,402-92.7% |