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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,886 | $172,111-15.8% | $150,298-3.6% | $137,256+5.6% |
| Participation rate | 50.0% | 81.7%-31.7pp | 77.8%-27.8pp | 80.0%-30.0pp |
| Annual return | 12.45% | 69.37%-56.9pp | 62.79%-50.3pp | 220.34%-207.9pp |
| Employer contribution / active EE | $2,745 | $4,636-40.8% | $4,154-33.9% | $4,156-33.9% |
| Participant deferral / active EE | $2,383 | $6,166-61.3% | $5,453-56.3% | $6,407-62.8% |
| Admin fee / account holder | $1,430 | $16,471-91.3% | $14,116-89.9% | $12,270-88.3% |