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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,886 | $185,312-21.8% | $161,489-10.3% | $154,746-6.4% |
| Participation rate | 50.0% | 82.5%-32.5pp | 78.7%-28.7pp | 80.7%-30.7pp |
| Annual return | 12.45% | 103.84%-91.4pp | 89.72%-77.3pp | 172.34%-159.9pp |
| Employer contribution / active EE | $2,745 | $4,769-42.4% | $4,268-35.7% | $4,379-37.3% |
| Participant deferral / active EE | $2,383 | $6,350-62.5% | $5,630-57.7% | $6,730-64.6% |
| Admin fee / account holder | $1,430 | $18,654-92.3% | $16,006-91.1% | $14,365-90.0% |