Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,482 | $37,446-90.7% | $77,552-95.5% | $79,856-95.6% |
| Participation rate | 69.2% | 41.5%+27.7pp | 54.2%+15.0pp | 69.6%-0.4pp |
| Annual return | 8.53% | 39.76%-31.2pp | 54.82%-46.3pp | 31.71%-23.2pp |
| Employer contribution / active EE | $117 | $637-81.6% | $987-88.1% | $2,471-95.2% |
| Participant deferral / active EE | $1,030 | $1,261-18.3% | $1,861-44.7% | $3,741-72.5% |
| Admin fee / account holder | $785 | $2,506-68.7% | $2,859-72.6% | $5,306-85.2% |