Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN JANCOCK LIFE INSURANCE COMPANY Service code 15 · EIN 01-0233346 PO BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $354 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,251 | $60,488+59.1% | $109,907-12.4% | $79,391+21.2% |
| Participation rate | 53.3% | 67.0%-13.8pp | 74.2%-20.9pp | 70.7%-17.4pp |
| Annual return | 14.78% | 189.57%-174.8pp | 29.46%-14.7pp | 116.88%-102.1pp |
| Employer contribution / active EE | $0 | $1,649-100.0% | $2,844-100.0% | $2,428-100.0% |
| Participant deferral / active EE | $2,818 | $3,220-12.5% | $4,047-30.4% | $4,046-30.3% |
| Admin fee / account holder | $507 | $605-16.1% | $6,069-91.6% | $627-19.1% |