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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,437 | $138,075-41.7% | $123,552-34.9% | $135,379-40.6% |
| Participation rate | 80.0% | 84.7%-4.7pp | 82.3%-2.3pp | 82.6%-2.6pp |
| Annual return | -7.12% | 153.70%-160.8pp | 119.20%-126.3pp | 519.79%-526.9pp |
| Employer contribution / active EE | $2,182 | $5,152-57.6% | $4,628-52.9% | $4,779-54.3% |
| Participant deferral / active EE | $6,257 | $6,800-8.0% | $6,426-2.6% | $5,609+11.6% |
| Admin fee / account holder | $1,291 | $10,917-88.2% | $9,285-86.1% | $10,828-88.1% |