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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,809 | $69,012-36.5% | $160,009-72.6% | $68,486-36.0% |
| Participation rate | 64.2% | 65.4%-1.2pp | 78.0%-13.8pp | 67.9%-3.7pp |
| Annual return | -17.47% | -9.65%-7.8pp | 408.85%-426.3pp | -7.85%-9.6pp |
| Employer contribution / active EE | $3,861 | $2,212+74.5% | $4,225-8.6% | $2,597+48.7% |
| Participant deferral / active EE | $6,119 | $4,212+45.3% | $6,183-1.0% | $4,028+51.9% |
| Admin fee / account holder | $2,581 | $4,798-46.2% | $8,715-70.4% | $5,404-52.2% |