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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,587 | $72,027-42.3% | $185,835-77.6% | $79,852-47.9% |
| Participation rate | 68.6% | 65.8%+2.9pp | 78.0%-9.4pp | 69.6%-1.0pp |
| Annual return | 22.61% | 23.13%-0.5pp | 35.96%-13.3pp | 31.72%-9.1pp |
| Employer contribution / active EE | $3,057 | $1,965+55.6% | $4,087-25.2% | $2,471+23.7% |
| Participant deferral / active EE | $6,249 | $3,780+65.3% | $5,633+10.9% | $3,740+67.1% |
| Admin fee / account holder | $1,930 | $4,513-57.2% | $9,502-79.7% | $5,306-63.6% |