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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,367 | $80,992-63.7% | $96,534-69.6% | $75,173-60.9% |
| Participation rate | 93.7% | 71.8%+21.9pp | 76.0%+17.7pp | 67.2%+26.5pp |
| Annual return | 21.70% | 27.05%-5.4pp | 25.88%-4.2pp | 160.72%-139.0pp |
| Employer contribution / active EE | $1,469 | $2,283-35.6% | $2,965-50.4% | $2,671-45.0% |
| Participant deferral / active EE | $4,000 | $3,929+1.8% | $4,851-17.5% | $4,126-3.1% |
| Admin fee / account holder | $332 | $6,717-95.1% | $8,253-96.0% | $5,651-94.1% |