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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,788 | $106,267-23.0% | $96,520-15.3% | $139,456-41.4% |
| Participation rate | 56.3% | 77.8%-21.6pp | 74.3%-18.1pp | 80.3%-24.1pp |
| Annual return | 19.31% | 38.45%-19.1pp | 35.72%-16.4pp | 373.45%-354.1pp |
| Employer contribution / active EE | $3,275 | $4,105-20.2% | $3,739-12.4% | $4,753-31.1% |
| Participant deferral / active EE | $6,229 | $5,454+14.2% | $4,879+27.7% | $6,711-7.2% |
| Admin fee / account holder | $390 | $7,882-95.1% | $6,733-94.2% | $11,407-96.6% |