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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $81 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,821 | $73,102-53.7% | $123,552-72.6% | $56,287-39.9% |
| Participation rate | 85.0% | 74.3%+10.7pp | 82.3%+2.7pp | 69.9%+15.1pp |
| Annual return | -3.59% | 3.01%-6.6pp | 119.20%-122.8pp | -9.96%+6.4pp |
| Employer contribution / active EE | $4,386 | $2,977+47.3% | $4,628-5.2% | $2,111+107.8% |
| Participant deferral / active EE | $8,149 | $5,423+50.3% | $6,426+26.8% | $3,350+143.3% |
| Admin fee / account holder | $11 | $554-97.9% | $9,285-99.9% | $521-97.8% |