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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,988 | $175,259-73.2% | $149,723-68.6% | $139,487-66.3% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 20.70% | 166.82%-146.1pp | 134.50%-113.8pp | 373.84%-353.1pp |
| Employer contribution / active EE | $2,545 | $5,478-53.5% | $4,821-47.2% | $4,755-46.5% |
| Participant deferral / active EE | $6,144 | $6,522-5.8% | $5,682+8.1% | $6,713-8.5% |
| Admin fee / account holder | $927 | $16,158-94.3% | $13,215-93.0% | $11,407-91.9% |