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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,555 | $202,342-79.5% | $172,753-75.9% | $152,909-72.8% |
| Participation rate | 60.0% | 87.1%-27.1pp | 82.6%-22.6pp | 82.5%-22.5pp |
| Annual return | 23.89% | 1029.88%-1006.0pp | 803.00%-779.1pp | 345.46%-321.6pp |
| Employer contribution / active EE | $1,628 | $5,857-72.2% | $5,144-68.4% | $4,764-65.8% |
| Participant deferral / active EE | $4,053 | $5,948-31.9% | $5,198-22.0% | $5,851-30.7% |
| Admin fee / account holder | $1,890 | $17,112-89.0% | $13,956-86.5% | $11,601-83.7% |