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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,137 | $176,077-63.6% | $159,455-59.8% | $167,518-61.7% |
| Participation rate | 33.3% | 84.9%-51.6pp | 82.8%-49.5pp | 82.1%-48.8pp |
| Annual return | 10.91% | 331.83%-320.9pp | 263.63%-252.7pp | 478.71%-467.8pp |
| Employer contribution / active EE | $11,642 | $5,298+119.7% | $4,830+141.0% | $4,838+140.6% |
| Participant deferral / active EE | $9,988 | $7,751+28.9% | $7,353+35.8% | $6,342+57.5% |
| Admin fee / account holder | $270 | $12,556-97.8% | $10,800-97.5% | $12,312-97.8% |