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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,492 | $114,013-82.0% | $103,693-80.2% | $155,188-86.8% |
| Participation rate | 43.8% | 75.2%-31.4pp | 72.6%-28.9pp | 80.8%-37.1pp |
| Annual return | 15.79% | 49.31%-33.5pp | 47.61%-31.8pp | 148.84%-133.0pp |
| Employer contribution / active EE | $500 | $3,131-84.0% | $2,920-82.9% | $4,248-88.2% |
| Participant deferral / active EE | $953 | $4,970-80.8% | $4,579-79.2% | $6,531-85.4% |
| Admin fee / account holder | $219 | $8,407-97.4% | $7,858-97.2% | $14,480-98.5% |