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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,489 | $109,905-88.6% | $98,506-87.3% | $167,553-92.5% |
| Participation rate | 50.0% | 75.8%-25.8pp | 73.3%-23.3pp | 82.1%-32.1pp |
| Annual return | 15.57% | 1960.20%-1944.6pp | 1494.92%-1479.3pp | 478.89%-463.3pp |
| Employer contribution / active EE | $615 | $3,226-80.9% | $2,961-79.2% | $4,840-87.3% |
| Participant deferral / active EE | $1,128 | $4,674-75.9% | $4,277-73.6% | $6,343-82.2% |
| Admin fee / account holder | $1,235 | $6,760-81.7% | $5,955-79.3% | $12,316-90.0% |