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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,785 | $168,635-88.3% | $147,617-86.6% | $125,389-84.2% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -6.27% | 77.65%-83.9pp | 61.98%-68.3pp | 282.24%-288.5pp |
| Employer contribution / active EE | $1,753 | $6,252-72.0% | $5,564-68.5% | $4,866-64.0% |
| Participant deferral / active EE | $9,047 | $5,507+64.3% | $4,895+84.8% | $5,352+69.0% |
| Admin fee / account holder | $350 | $13,580-97.4% | $11,612-97.0% | $9,541-96.3% |